Is it not just 3% to restaurants, 2% gas and 1% all else?

Tangerine has 2% on 3 categories...but I suppose it depends on where you spend your money...

Still rocking the Capital One Aspire here which for a grand fathered account like mine is a no brainier.

Still though for non grand fathered accounts it ain't too bad, yes it has a $150 annual fee but it includes a $400 sign up bonus, 2% straight up across all purchases, and the way you redeem the money is easy peasy with zero restrictions.

I have Tangerine right now and just applied for Amazon. Does the Chase Amazon card have an online statement and setup like Tangerine does?

Yeah you can view all your transactions and everything online with Chase just like Tangerine. Unlike Tangerine though, transactions take 2-3 days or something to show up online. I haven't been able to find an option on the Chase website to have them stop sending me statements by mail though unless I have to call in to do it.

I'm awaiting my Amazon Visa right now, but everything I've read about it online says you can't go paperless with this card. Something about it being an American company or some shit.

I also read Scotiabank is dealing with all the Canadian Chase accounts now, which must be true because it was a Scotiabank number that called me back to finish the application process.

It's a pain in the ass, but there's no way to stop Chase from sending paper statements.... I've tried.

:fulloffuck:


Tangerine seems to be pretty popular. But is it better than Scotia Momentum Visa Infinite?

And their paper statements have very little lead time to pay the bill, you receive it and there's like 5 days so if you don't check your mail every day you might end up paying late. Chase is not a good institution IMO.

Tangerine has no annual fee, the Scotia does. So it depends.

people still check their credit card statements by mail? :lol

it's the year 2017. You can check it online and see how much you owe

https://online.chasecanada.ca/ChaseC...sumer/Login.do

I just canceled my Chase Marriott card, the last statement just came - 3 days late because of my mail re-direct. Couldn't log in online and check.

I just got the Amazon Chase visa myself and successfully registered on their chase website. I only got a $20 gift card to Amazon when signing up but its pretty rad. Being able to dodge the foreign currency transaction fees was nice and I use Amazon quite a bit. I've always been one to pay off my credit card right away so high interest rates don't get me too worried.

I'm a prime member and was debating whether to get the store card too for 5% off compared to chase's 3%......but hmm so many cards :lol

dont forget tangerine has no annual fee where as the scotia momentum does with $39/year

Currently my CC combos are:
Scotia Momentum Visa Infinite ($99 annual fee) for 4% gas/grocery, 2% drug store/recurring bills, got back roughly $500-annual fee last year, purely using this card for gas/grocery/recurring billing only. if u spend a lot on gas, this card is the best choice, but application is also very strict on meeting annual income requirement i read, thought it did not apply to me for some reason lol. anything else its the MBNA Rewards Travel (no annual fee, grandfathered) for 2% everything else

One thing about credit card is if you bank with the big banks regularly get to know your banker (yes I had also said the same thing about postie).. If you bank enough and get to know the staff at your local branch, a lot of the times the associate you deal with can get your card fee reimbursed so free.

Yeah. The MBNA one shows right away as well. Love that feature, that should be standard on all credit cards. No clue why some only show once they've posted.

I rarely ever see the Avion to BA promos anymore :(

Anyone know of any good CC's that is good to use for travelling?

Define good to use for traveling. Points? Hotel benefits? Airline lounge access?

For points and lounge access, currently I have the avion visa infinite. Looking at switching if there are any other good ones.

The best is the AMEX Platinum card, the business version. 75K transferable points after 5K spend, unlimited Priority Pass lounges and Centurion lounge access. The $450 fee is much more palatable vs. the $699 personal card. SPG and Accor status along with FHR benefits help too.

Sorry but this is incorrect.
Plat Biz only give access to Centurion, Plaza Premium, Delta Sky Club, etc lounges. NOT unlimited Priority Pass. The 'annual' fee of PP is paid by Amex, but you will still need to pay $27 USD per entry to any PP lounges.

Only the Amex Plat Personal give unlimited PP.

Depends on how often you travel. BMO World Elite gives 4 PP visits, rewards @ 2% and cost 150 a year or something. Love their concierge, very well trained people.

hey guys, i have a couple of credit cards, RBC, and they are utter trash. I do not use them regularly and left unused most of the time. I want to try and build my credit, I pay for my cellphone, utility, car finance, insurance etc.

Does using my credit card here and there can really boost my credit? dumb question but how much different would it really make if I am already paying bills on the get go

edit: i want to apply for amazon.ca visa as well from chase for american purchases in the future, not sure if they need super crazy credit to apply and does the CC work well with europe or just USA?

If your score is already 800 you can't really "build" much. Get one-time credit reports from Transunion and Equifax, and see where you are at. Keep in mind credit increase over a long period of time and is affected by many factors:

- On time payment of debt (credit card, loans, mortgage, utilities bills)
- Utilization of the card (% of balance on the card)
- Correct profile info (make sure your credit profile is correct between Transunion and Equifax and dispute any discrepancies)
- Number of outstanding credit (how many credit cards)
- Number of time you get a hard credit check (applying for a new card/loan/mortgage)

Thank you for the correction. I was under the impression that the PP access is the same between the two, and the main difference was the lack of $200 annual travel credit.

I never really used the PP, I was either traveling in J or accessing Plaza Premium or Sky Clubs :D

hey guys, applied for visa with amazon.ca , morgan chase

where can i check the process of my application? filed it online

currently use this:
https://www.tdcanadatrust.com/produc...ite-card_b.jsp

but thinking of switching to:
https://www.tdcanadatrust.com/produc...ilege-card.jsp

pay about 70% more annual fee, but make 25% more points...

and that fast access lineup at the airports lol... mainly for that.

I dunno about you guys, joining aeroplan infinite was the best decision i made for credit cards. I've been getting a free round trip to asia every year, for a tiny fee of 120 a year with regular spending. lol. it's a no brainer.

you didn't get approved instantly?

when i applied back then i got approved instantly after filling out my info