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Badhobz 08-15-2025 08:43 AM
Boating at night is hazardous to your health.

westopher 08-15-2025 08:44 AM
Yeah at that point I’d pay and extra $200 to be in bed by 10. My how things change as we age.

westopher 08-15-2025 08:45 AM
Quote:
Originally Posted by Badhobz (Post 9189573)
Boating at night is hazardous to your health.
Why? Is kevin o Leary out there?

Gumby 08-15-2025 09:01 AM
Quote:
Originally Posted by Badhobz (Post 9189573)
Boating at night is hazardous to your health.
Unless there is a motor involved, that can be healthy at any time of day... :fullofwin:

JDMDreams 08-15-2025 09:08 AM
Last ferry is fun and games until they cancel it:accepted:

JDMDreams 08-15-2025 09:09 AM
Also food is expensive as fuck and the breakfast tastes like ass

EvoFire 08-15-2025 09:18 AM
Quote:
Originally Posted by JDMDreams (Post 9189586)
Last ferry is fun and games until they cancel it:accepted:
This. Even without the labour shortage with BCF, the very chance of being stuck due to weather makes things iffy. If you tried to get on a 5pm ferry and the rest of the night is cancelled you still have a chance to find some accommodation, missing a 10pm sailing... :lawl: good luck.

bcrdukes 08-15-2025 09:58 AM
Quote:
Originally Posted by Badhobz (Post 9189573)
Boating at night is hazardous to your health.
Go back to your nautical-themed hoar room! :accepted:

Gerbs 08-15-2025 10:13 AM
Quote:
Originally Posted by noclue (Post 9189359)
So a laid off senior lumber mill worker in prince george whose house is worth $200k, wonder what he thinks about the poor seniors in east van with $2M home.
The $2M home is not cash flow, therefore not real.

The East van senior can't sell therefore is more poor than the $200K Working prince george guy :suspicious:

Quote:
Originally Posted by Hondaracer (Post 9189361)
I’ve got a million dollar gold nugget in my pocket but all my meals come from the food bank.
It doesn’t make sense.
My mom comes home from yapping with all the seniors about programs they might not signed up for despite having $2M+ NW
- $20-30K/year in GIS/OAS+
- $520 GST rebate
- Seniors grant on pptax
- BC Seniors supplement
- BC Hydro rebates + free random kits
- Reduced dental + prescription
- Almost free bus pass
- Seniors bank accounts

She could go to the food bank because it's income based, but I convinced her that's unethical otherwise aunties would line up and milk them dry like the free salt in winter.

Hondaracer 08-15-2025 10:19 AM
It’s called equity?

Gerbs 08-15-2025 10:20 AM
Quote:
Originally Posted by RevYouUp (Post 9189363)
I’mma stash $20m in my BTC cold wallet and claim low income to get benefits when I’m older.
You can stash it in a non-registered account and still be low income if you don't sell for capital gain / no dividends.

Quote:
Originally Posted by bcrdukes (Post 9189518)
Given that people on RS have at the very minimum a $250K combined household income, anything less than that on this forum means you are a broke dick.
If you grew up here, decent degree, in your 30's, 10+ years of experience, very hard not to be close to $200K+ household income.

Especially since 70K in 2010 is $100K in 2025. Brother was making $30-35/hour in 2010 doing valet in uni.

mikemhg 08-15-2025 10:41 AM
Quote:
Originally Posted by westopher (Post 9189569)
Oh last ferry can eat a dick that’s way past my bedtime. First ferry still would work though at $69 (nice.)
Last ferry isn't that bad you old fart, you live in NV, you'd be home by 12ish.

We took the last ferry last week from Langdale, albeit a shorter route, it's nice being on the last ferry.

The boat is quiet and empty, so it's kinda cool walking around looking out on the moonlit ocean with no one around. Top it off you get a full day on your departure day to get some sun, hit some booze spots, etc.

JDMDreams 08-15-2025 10:45 AM
It's equity that you can't access cuz no bank is gonna lend you a mil with $20000 gis annual income.

westopher 08-15-2025 10:52 AM
Quote:
Originally Posted by mikemhg (Post 9189615)
Last ferry isn't that bad you old fart, you live in NV, you'd be home by 12ish.

We took the last ferry last week from Langdale, albeit a shorter route, it's nice being on the last ferry.

The boat is quiet and empty, so it's kinda cool walking around looking out on the moonlit ocean with no one around. Top it off you get a full day on your departure day to get some sun, hit some booze spots, etc.
LOOK AT ME IM MIKE AND I HAVE A BIG HOG AND I DRINK TEQULA AND WORK OUT AND LISTEN TO CHARLI XCX ON THE BEACH IN BERMUDA
Grow up fuckin Peter Pan and get a good nights rest.

Hondaracer 08-15-2025 11:06 AM
Quote:
Originally Posted by JDMDreams (Post 9189616)
It's equity that you can't access cuz no bank is gonna lend you a mil with $20000 gis annual income.
Heloc, reverse mortgage, etc.

Borrowing against a paid off home isn’t difficult.

Hondaracer 08-15-2025 11:08 AM
Quote:
Originally Posted by mikemhg (Post 9189615)
Last ferry isn't that bad you old fart, you live in NV, you'd be home by 12ish.

We took the last ferry last week from Langdale, albeit a shorter route, it's nice being on the last ferry.

The boat is quiet and empty, so it's kinda cool walking around looking out on the moonlit ocean with no one around. Top it off you get a full day on your departure day to get some sun, hit some booze spots, etc.
Problem with the last ferry is what are you doing UP TO the last ferry?

Unless you have plans or are staying with friends etc. typically your checking out of an Airbnb, hotel, etc. early in the day, might have lunch, etc. then what are you doing for the next 8-10 hours?

Rather just pay and be home

mikemhg 08-15-2025 11:28 AM
@West. Ya ya :lol

We met up with my sister and a few cousins that live in Gibsons at a brewery until 9ish, quick drive to the ferry from there.

Even sans that, checkout at 12, day activity (beach, lake, boating) until 6ish. Grab a quick bevy somewhere interesting, dinner at 7ish. Finish by around 9, head to the ferry line. It's Victoria, not a hard place to burn some hours in the evening.

God damn.

68style 08-15-2025 12:49 PM
Quote:
Originally Posted by westopher (Post 9189620)
LOOK AT ME IM MIKE AND I HAVE A BIG HOG AND I DRINK TEQULA AND WORK OUT AND LISTEN TO CHARLI XCX ON THE BEACH IN BERMUDA
Grow up fuckin Peter Pan and get a good nights rest.
Post of the month :lol

mikemhg 08-15-2025 01:01 PM
I'll sig that one.

SSM_DC5 08-15-2025 01:18 PM
Quote:
Originally Posted by Gumby (Post 9189138)
So about 2 years ago my neighbour built a single storey laneway, and I noticed that the foundation was quite deep. They ended up with a massive crawlspace under the main floor.

Fast forward to now, and it looks like they are digging out the crawlspace to increase the square footage! There was a lot of concrete drilling a few days ago, and I believe they installed two additional windows on the right side to create another bedroom or two. Now they're taking out buckets of concrete/styrofoam and hauling it away in a truck (which is constantly blocking half of my garage).

Curious how they will access this new space because the access door is short. Maybe they'll just increase the size of the opening and install a full height door.

I'm no snitch but I'm sure the city would love to know about this construction project!

https://i.ibb.co/rG2gzjvz/lwh.jpg

Edit: Yep, they're drilling out the access door area as we speak...

Be a narc after they build. :lol
https://www.google.com/amp/s/globaln...emolition/amp/

twitchyzero 08-15-2025 03:04 PM
what do you have against hobbits

Gerbs 08-15-2025 04:16 PM
Quote:
Originally Posted by JDMDreams (Post 9189616)
It's equity that you can't access cuz no bank is gonna lend you a mil with $20000 gis annual income.
Just contacted broker, said low 100's same as regular mortgage on HELOC on $2.2M home.

$20K GIS income assumption

Gerbs 08-15-2025 04:18 PM
Quote:
Originally Posted by Hondaracer (Post 9189625)
Problem with the last ferry is what are you doing UP TO the last ferry?

Unless you have plans or are staying with friends etc. typically your checking out of an Airbnb, hotel, etc. early in the day, might have lunch, etc. then what are you doing for the next 8-10 hours?

Rather just pay and be home
Just barely made last minute ferry back

11AM - Lunch
12:30 - Beban Park Pickleball
3:30PM - Bear Mountain Golf
8PM - Sauce to ferry and pray we get back in time

yray 08-15-2025 05:09 PM
lol remind me that one time I waited at departure bay at 4pm and got on the second last ferry to horseshoebay

Badhobz 08-15-2025 05:19 PM
See the chinese would have just built bunch of bridges or tunnel that connects these wee islands to the mainland. Then the property market would explode on the island


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