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To try and quantify it, it’s like people go to GPs for things that are 1-5 on the scale of importance, then visit an ER for things that are 3-10, where the system would be so much more cost and time effective if people were going to NPs for the 1-4, GPs from 4-8 and ER for 8-10. Of course people are going to the ER for the 1s and going to GPs for the 10s but I’m just generalizing how the majority of people work in this system and how it creates so much waste. |
I also like how for level 1-2 things, pharmacists (doctor of pharmacy now) can prescribe things. You'd think this would also alleviate some of the time of GP's. And non-urgent care centres, that also has done some positives to alleviate Emergency Depts. Some improvements from a front end user pt of view. |
MIKE MIIIIIIIIKKKEEE MIKEEE RS needs more poor financial decisions made by your partner posted on here..... With Skidz, charlesincharge, and jason2000 being ignored, your love/financial female is the dumping ground of this months RS dumpsterfire ----------------- On the topic of healthcare, you guys should see how many repeat meth lovers the ER departments see PER DAY. They really gotta implement a 3 strike rule. Smoke meth once? Revived. Smoke meth twice? Revived with strict warning. Smoke meth thrice? Revived and banned from public healthcare. You want help? Pay for it out of your own pocket. Theres no reason someone that actually needs emergency care, needs to wait 2-8hrs, for help, because someone has overdosed for the 28th time. |
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A $10 Starbucks drink 365 days is only $3650 a year, which is enough to pay most condo property tax + insurance :ahwow: |
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wait a sec... Hold up.... could be seeing Mike's GF on the side...? |
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Also, any politician who dared to bring up such a topic is pretty much committing a self-inflicted political suicide, so you can bet absolutely nobody is gonna try and suggest something like this. At the same time, there are social healthcare programs like this that seems to be very effective in dramatically reducing repeated ER visits from "frequent flyers" while simultaneously helping them, as well as bring in massive financial savings: https://www.cbc.ca/news/canada/toron...ital-1.7650086 So while the hardline Conservative side of me agree with the 3-strikes and you're out model, the progressive side of me also thinks social-medical programs like these could be a much better answer to the ER overuse by a selected group of frequent users. |
Back to rentals. Property management is a hard or as easy as you want to make it. Had a condo in Maple ridge that I never saw. Never even got the keys. A bunch of family members also bought in the same building. Property manager who charged 5% handled everything. I dealt with maybe 3 or 4 emails a year plus some stuff during tax time. I also own a house that I manage. The tenant is a single mom with 2 kids and 3 dogs. She is not going anywhere. Rent gets E-transferred every month. I do next to no work. People say a house is a home. it's also the biggest financial investment most people are going to make. So make it count. Think about how else you make an extra $1000 plus a month without a rental unit. Drive Uber, do Skip the dishes, start an OF page? |
^^ don't you still have to maintain it? Cut the grass? Shit breaks? 5% doing stupid cheap isn't the going rate at least 10%? |
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Sorry dude, the writing's on the wall. |
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That's so bizzare, you don't get 40K in debt out of nowhere. DId she have a lower paying job for years beforehand? Does she have this app on her phone? |
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Some parts of your ex sounds similar to what i guess is an ex whom i wasted close to 10yrs with. Im not ashamed to admit it that i was pretty fucked up when and spent a lot time in therapy since Best piece of advice i got from my therapist is that she was a triangle and I was a square. I was constantly cutting pieces off to make it fit, to make it work but i was a shell of myself. Sounds like thats what youre gonna have to do too to make it work We're here for ya regardless. PM me if ever want to chat/vent to a stranger |
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Hair is like 500-1000 every 2 months. Sephora is easily $5K per year. Shopping for clothes per week can be like $500-1000 for a few simple pieces at Aritizia. Handbags from designers other than Coach are easily 1K-4K a pop. Pilates memberships. Spa treatments. Botox and other injections every few months. It all adds up. A trip involving a plane overseas is easily 10K between 2 people if you fly premium economy, stay in 4 star and up hotels, eat at fancy restaurants, shop, spa, etc. If you're doing multiple trips per year involving long haul flights, 10K is nothing for those types of trips. Probably looking at least $5K per person a long haul trip. |
@Mike - since nobody has guessed this yet, does she have a gambling problem? maybe some trouble with the ponies? |
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She was carrying a $2500 Goyard tote at the noob meet. Like Gerbs says, you two need to get to a honest space about your respective finances. $40k consumer debt is worrisome. My wife's in the financial planning world, and the number of high income earners living paycheck to paycheck is frightening. Like Dukes said a few pages back, lifestyle creep is a real thing. |
It's an addiction fueled by the high income. A neverending cycle. At first, it's a treat for a job well done, then it's a reward for some milestone, then it's 'the weekend' so why not? And then it's a friend's birthday so let's 'live it up'. You see how this spirals so quickly? It's a sign of life without meaning and purpose. Just the high of mindless product acquisition but nothing deeper. Re-evaluate your life and your place in the world and feed that inner spirit and be productive out there. On the path to rehabilitation, don't try to obsess over how far you need to go, take joy in how far you've come already. |
Goyard ? Not bad…. They don’t even have a boutique here in Vancouver. So she shops offshore for designer shit too. |
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