lol not you bro, you know who I'm talking about.

https://media.tenor.com/zKr3O2u083oAAAAM/spongebob.gif

Nobody's stealing my resident retard position! How dare you usurp me!

lol fine but autistic doesn't mean retard. You can be a retard lol. I'm saying we got a lot of Sheldon Coopers here not Forrest Gumps.

Wait she's jungle Asian? Say no more, does she have a house she's wiring money back to rebuild? Kids she's raising back in home country?

Yet to be confirmed.

A pair of siblings is know is like this, maxed out their credit cards and LOCs working crappy cash jobs to look like they’ve made it. These people actually exist lol

Their mentality is that they’ll pay if off easily when they make more money, which never ends up happening

I know a girl with deadbeat parents but received $4K/month allowance for not being there.

Financed a CLA250 2016, which is funny because she made a statement about guys driving Honda/Toyota's. It was a 2008 Model, that's new in my world.

She also mentioned how she never checks her CC Statements or knows how much is outstanding. Doesn't pay on time, just throws $500-1,000 whenever it comes up on her mind.

Recently she bought a new condo because her old condo reminded her of her ex. Caveat? She has no job either.

You can't make this shit up. I'm semi-jealous

is she hot? send her crazy ass to bic baws or whoever needs a .... hand here.

I'd say she's a 9 to fobs, 8-8.5 to most people. It's hard to refer attractive girls to friends, they only want tall or rich because all their past bfs.

Not good to date, and piping attractive girls are tough.

How do you get a mortgage with no job? Of?

Just tell her bic baws is rich. He drives a civic !!!

Shady mortgage ppl, B lending, dad co-sign, high net worth mortgage

Out of control gen z spending and how they justify it. Read this and cringe.

https://macleans.ca/longforms/the-do...d=nq2vfsijws7e

Maybe Mike's GF spent 40K on Labubus?

You know, I tend to agree with the thinking that as long as I am making good money, I can climb out of most financial holes that I might get myself into.

But the biggest caveat that goes along with the thinking is -- you need to have utmost control and discipline, and you need to have the decisiveness to exercise that control and discipline when the time calls for it.

I don't remember what (or whether) Mike mentioned how much her gf makes. But for a nurse, a safe, conservative bet is probably at least $120k/yr? Let's say her take home pay at the end of the day is 60% -- so that's $72k.

To me, a $20 - $30k/yr expense should probably be enough to support a bare bones to basic creature comforts life style. That leaves $42 - $52k, which means in theory, the $40k debt could be paid off in a year or less. As long as I am still capable of making good money, is it really that bad to maintain a $40k debt?

The single biggest thing that I would do differently is to not leave that debt on the CC. Instead, I'd transfer it to a low interest loan of some sort to save on debt servicing costs.

For me, a debt that I can pay off within a year is probably the ceiling amount of what I'd be comfortable with. And that means I would consider doing one of two things:

1. maintain the debt at the current level (and continue to enjoy my current lifestyle), or

2. make slight changes to the current lifestyle to reduce expenses and gradually bring the total debt amount to something smaller

Again, the emphasis needs to be control and discipline. When you need to call it quits, you need to call it quits. (This is actually something I eventually came to realize after enough dating -- when you need to call it quits, you need to call it quits.) And when there is a goal you want to / need to reach, you need the decisiveness to put that goal into action.

Excuse me, sir. But it is a Type R!

I know it's not the point of your post, but just as an FYI, a full time nurse starting out is like $70k gross, and a 30-year top qualification nurse barely cracks $100k (excluding overtime and other bonuses).

-Mark

^^ no way, my nurse friend works a lot of ot but she's over $200. I also know of a old nurse who works regular shifts is still over $110k with barely any ot. They still get holiday premium if their shift falls on a holiday.

Full time out of school with shift premiums for a FT rotation is about 85k
Public health would be about 75k
My wife is 8 years in as an RN, with 5 years or so as an LPN and she cracked 100k in early October with no overtime (trust me I wish she would take some)
Top pay scale nurses will easily make 120k in public health and 140k with shift premiums and no ot.

FUCK YOU VLAD. Far from 10k per month after taxes like she may have told Mikey. :badpokerface:

It's all public knowledge, got a friend in health care who makes at least 75k. Go look it up if you're curious.

Mikey's gf makes less than a care aid $FUCK YOU VLAD

With the real estate downturn, I wonder how those realtor 'gurus" are doing financially with all of their rental properties with negative equity and 0 transactions?

nursing is a hard job. not sure why they arent all making 200k+... if i had to deal with these sickos, id want mucho $$$$$

The ones working at hospitals in this day and age need to be paid the same as cops, even more IMO since they can't carry a gun.

And cause the majority of nurses actually help people instead of the minority, like cops

I don't know if I'd say that of Canadian cops or most non-US cops. I'm fairly pro-defund the police for the US and I just *hate* cops like Adam Palmer and I generally hate the police unions but I don't think most cops are bad in Canada (though some generally are bad).

That said, it only takes a very small percentage of a profession to be bad to make the whole profession disreputable especially those professions with a lot of power. A few cops abusing their power is far, far worse than a few teenagers spitting in your McDonald's burger.