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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 05-15-2019, 12:09 PM   #276
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Old 05-15-2019, 08:08 PM   #277
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BCAA just raised my FK8 insurance rate by around 15% over last year.

I guess they finally realized this "Civic Hatchback" is not a typical Civic.

At some point in 2018, it was cheaper to insure a 2018 FK8 than a 2014 Mazda3....
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Old 06-11-2019, 12:11 AM   #278
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My insurance renewal papers came in. It says surcharge on the left column and "your cost" on the right column, but I'm at -5?

How can it be a surcharge? Is this a printing error?

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Old 06-11-2019, 02:54 PM   #279
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Quote:
Originally Posted by BIC_BAWS View Post
My insurance renewal papers came in. It says surcharge on the left column and "your cost" on the right column, but I'm at -5?

How can it be a surcharge? Is this a printing error?

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I just got the same thing and it doesn't make sense to me, someone pls explain
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Old 06-11-2019, 05:23 PM   #280
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u have a picture of the notice?
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Old 06-11-2019, 05:28 PM   #281
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Old 06-11-2019, 06:25 PM   #282
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$3200/year for insurance seems pretty steep to me.
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Old 06-11-2019, 06:42 PM   #283
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u got tickets or claims?
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MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
bcrdukes yray fucked bcrdukes up the nose

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FastAnna you literally talk out your ass
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Old 06-11-2019, 07:59 PM   #284
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No claims, 1 ticket - min. fine for speeding. I'm well under the DPP limit.
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Old 06-11-2019, 08:09 PM   #285
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Hmm looks like ICBC trying to switch to newer format in preparation for new discount system change Sept 1...but doing it wrong lol. 3200 sounds about right assuming u don't have 10y discount
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Old 06-11-2019, 08:30 PM   #286
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Quote:
Originally Posted by BIC_BAWS View Post
My insurance renewal papers came in. It says surcharge on the left column and "your cost" on the right column, but I'm at -5?

How can it be a surcharge? Is this a printing error?
I wouldn't worry about it -- essentially, I think vyrospec is spot on. ICBC is preparing to switch over to the new model where surcharge is the name of the game for bad drivers. Unfortunately, we are still using the CRS right now, and the "surcharge" title just absolutely confuses the heck out of people.

A family member is recently due for insurance renewal as well, and the same question as asked about this "surcharge". Took me a while before I clued in on what it was supposed to mean. Compared to the previous year's insurance premiums, the family member's charges were only slightly more expensive than the year before, so it was totally inline with the slight hike that ICBC said it was going to do.

But damn... $3200/yr for insurance... For that amount, I think I can insure a new-ish Porsche instead of my pos Japanese econobox...
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Old 06-11-2019, 09:19 PM   #287
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just got my renewal letter and it looks like BIC_BAWS' as well. Also @ around 3200

Funny thing is. I got another 5% discount this year but my rate went up $200. Also... found out with the same coverage, a new driver would be paying like $6k to insure a WRX.
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Old 06-11-2019, 09:41 PM   #288
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Just renewed my insurance today for a year. $1850 with 2mil 3rd party liability, collision, comprehensive, pleasure driving only.

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Old 06-12-2019, 04:10 PM   #289
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Have the rate changes taken effect yet?

Friend with a 6MT TL said his rates were right around what he paid last year
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Old 06-12-2019, 04:21 PM   #290
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$3200/year for insurance seems pretty steep to me.

I agree!


I'm paying 1529 for mine with a 43% discount, and I'm still pissed!
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Old 06-12-2019, 06:30 PM   #291
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Went up a couple hundred a year for my 2014 FX4, up to $2460 for 2 mil /500 /300 /43% discount.
Had to get rid of my less than 15km to work since moving so that didn't help.

Private insurance would have been about a hundred bucks more, this truck life is starting to suck lol.
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