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01-10-2017, 01:29 PM
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#451 | | My homepage has been set to RS
Join Date: Jul 2002 Location: Coquitlam
Posts: 2,456
Thanked 65 Times in 39 Posts
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Originally Posted by Hondaracer  the Costco Mastercard though... damnnnn son... | Is it not just 3% to restaurants, 2% gas and 1% all else?
Tangerine has 2% on 3 categories...but I suppose it depends on where you spend your money...
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**Resonant Engineering, Xtant, Focal, Pioneer**
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01-10-2017, 02:04 PM
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#452 | | I answer every Emotion with an emoticon
Join Date: Apr 2004 Location: Vansterdam
Posts: 7,978
Thanked 1,766 Times in 908 Posts
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Still rocking the Capital One Aspire here which for a grand fathered account like mine is a no brainier.
Still though for non grand fathered accounts it ain't too bad, yes it has a $150 annual fee but it includes a $400 sign up bonus, 2% straight up across all purchases, and the way you redeem the money is easy peasy with zero restrictions.
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"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
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01-10-2017, 03:04 PM
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#453 | | RS.net, where our google ads make absolutely no sense!
Join Date: Mar 2010 Location: vancouver
Posts: 914
Thanked 317 Times in 173 Posts
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Originally Posted by Tr1ll I have both. Tangerine is my daily and Amazon for foreign purchases. | I have Tangerine right now and just applied for Amazon. Does the Chase Amazon card have an online statement and setup like Tangerine does?
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2013-2014 - '99 Miata
2014-2015 - '07 S2000
2015-???? - '08 FA5 Civic Si
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01-10-2017, 03:08 PM
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#454 | | 14 dolla balla aint got nothing on me!
Join Date: Jun 2013 Location: Richmond
Posts: 650
Thanked 590 Times in 182 Posts
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Originally Posted by zetazeta I have Tangerine right now and just applied for Amazon. Does the Chase Amazon card have an online statement and setup like Tangerine does? | Yeah you can view all your transactions and everything online with Chase just like Tangerine. Unlike Tangerine though, transactions take 2-3 days or something to show up online. I haven't been able to find an option on the Chase website to have them stop sending me statements by mail though unless I have to call in to do it.
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01-10-2017, 03:16 PM
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#455 | | I *heart* Revscene.net very Muchie
Join Date: Apr 2007 Location: Langley
Posts: 3,932
Thanked 3,254 Times in 1,228 Posts
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Originally Posted by Tr1ll Yeah you can view all your transactions and everything online with Chase just like Tangerine. Unlike Tangerine though, transactions take 2-3 days or something to show up online. I haven't been able to find an option on the Chase website to have them stop sending me statements by mail though unless I have to call in to do it. | I'm awaiting my Amazon Visa right now, but everything I've read about it online says you can't go paperless with this card. Something about it being an American company or some shit.
I also read Scotiabank is dealing with all the Canadian Chase accounts now, which must be true because it was a Scotiabank number that called me back to finish the application process.
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01-10-2017, 03:41 PM
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#456 | | Banned (ABWS)?
Join Date: Oct 2004 Location: Vancouver
Posts: 19,159
Thanked 3,987 Times in 1,692 Posts
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Originally Posted by Tr1ll Yeah you can view all your transactions and everything online with Chase just like Tangerine. Unlike Tangerine though, transactions take 2-3 days or something to show up online. I haven't been able to find an option on the Chase website to have them stop sending me statements by mail though unless I have to call in to do it. | It's a pain in the ass, but there's no way to stop Chase from sending paper statements.... I've tried. 
Tangerine seems to be pretty popular. But is it better than Scotia Momentum Visa Infinite?
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01-10-2017, 04:22 PM
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#457 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2006 Location: Vancouver
Posts: 5,129
Thanked 2,785 Times in 1,175 Posts
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Originally Posted by AzNightmare It's a pain in the ass, but there's no way to stop Chase from sending paper statements.... I've tried.
Tangerine seems to be pretty popular. But is it better than Scotia Momentum Visa Infinite? | And their paper statements have very little lead time to pay the bill, you receive it and there's like 5 days so if you don't check your mail every day you might end up paying late. Chase is not a good institution IMO.
Tangerine has no annual fee, the Scotia does. So it depends.
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Originally Posted by HollyZ32 i look so damn white in all the pics! lol
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01-10-2017, 05:54 PM
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#458 | | .
Join Date: Nov 2009
Posts: 8,733
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Originally Posted by roastpuff And their paper statements have very little lead time to pay the bill, you receive it and there's like 5 days so if you don't check your mail every day you might end up paying late. Chase is not a good institution IMO. | people still check their credit card statements by mail? 
it's the year 2017. You can check it online and see how much you owe https://online.chasecanada.ca/ChaseC...sumer/Login.do | |
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01-10-2017, 06:13 PM
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#459 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2006 Location: Vancouver
Posts: 5,129
Thanked 2,785 Times in 1,175 Posts
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Originally Posted by jeedee | I just canceled my Chase Marriott card, the last statement just came - 3 days late because of my mail re-direct. Couldn't log in online and check.
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Originally Posted by HollyZ32 i look so damn white in all the pics! lol
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01-10-2017, 07:37 PM
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#460 | | I Will not Admit my Addiction to RS
Join Date: Mar 2009 Location: Vancouver
Posts: 577
Thanked 266 Times in 92 Posts
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I just got the Amazon Chase visa myself and successfully registered on their chase website. I only got a $20 gift card to Amazon when signing up but its pretty rad. Being able to dodge the foreign currency transaction fees was nice and I use Amazon quite a bit. I've always been one to pay off my credit card right away so high interest rates don't get me too worried.
I'm a prime member and was debating whether to get the store card too for 5% off compared to chase's 3%......but hmm so many cards | |
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01-10-2017, 08:26 PM
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#461 | | Trollollolloing RS sine 2005
Join Date: Feb 2005 Location: Richmond
Posts: 7,093
Thanked 2,471 Times in 704 Posts
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Originally Posted by AzNightmare It's a pain in the ass, but there's no way to stop Chase from sending paper statements.... I've tried.
Tangerine seems to be pretty popular. But is it better than Scotia Momentum Visa Infinite? | dont forget tangerine has no annual fee where as the scotia momentum does with $39/year
Currently my CC combos are:
Scotia Momentum Visa Infinite ($99 annual fee) for 4% gas/grocery, 2% drug store/recurring bills, got back roughly $500-annual fee last year, purely using this card for gas/grocery/recurring billing only. if u spend a lot on gas, this card is the best choice, but application is also very strict on meeting annual income requirement i read, thought it did not apply to me for some reason lol. anything else its the MBNA Rewards Travel (no annual fee, grandfathered) for 2% everything else
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Originally Posted by MajinHurricane I had some girl come into the busser station the other day trying to make out with every staff member and then pull down her pants and asked for someone to stick a dick in her (at least she shaved). | Quote:
Originally Posted by 1exotic Vtec doesn't kick in on Reverse. | Quote:
Originally Posted by Ulic Qel-Droma its like.. oh yeah oh yeah.. ohhhh yeah... OOoooOohh... why's it suddenly feel a bit better... ohhhh yeahh... ohhh...oh..fuck... it probably ripped. | | |
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01-10-2017, 09:24 PM
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#462 | | 2x Variable Nockenwellen Steuerung
Join Date: Oct 2002 Location: N49.2 W122.1
Posts: 6,176
Thanked 1,174 Times in 704 Posts
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One thing about credit card is if you bank with the big banks regularly get to know your banker (yes I had also said the same thing about postie).. If you bank enough and get to know the staff at your local branch, a lot of the times the associate you deal with can get your card fee reimbursed so free.
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01-10-2017, 09:36 PM
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#463 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,758
Thanked 688 Times in 375 Posts
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Originally Posted by Razor Ramon HG Damn, Tangerine transactions show right away?
CIBC doesn't even show pending transactions. I have to wait like 3-4 business days before the shit even shows up. | Yeah. The MBNA one shows right away as well. Love that feature, that should be standard on all credit cards. No clue why some only show once they've posted.
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01-12-2017, 10:10 PM
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#464 | | RS controls my life!
Join Date: Feb 2004 Location: vancouver
Posts: 716
Thanked 3 Times in 3 Posts
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Originally Posted by hud 91gt Wait for the British Airmails deal with Avion. Certain times of the year they allow to to transfer from Avion to BA miles x 1.5. My mom was able to transfer about 100k points into a Business/Firstclass flights from Victoria to Johannesburg (Return). Hell of a deal. I wasted mine on a couple trips in mexico in economy  Now switched to BMO World Elite MasterCard. | I rarely ever see the Avion to BA promos anymore
Anyone know of any good CC's that is good to use for travelling?
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01-12-2017, 10:28 PM
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#465 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2006 Location: Vancouver
Posts: 5,129
Thanked 2,785 Times in 1,175 Posts
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Originally Posted by wc19 I rarely ever see the Avion to BA promos anymore
Anyone know of any good CC's that is good to use for travelling? | Define good to use for traveling. Points? Hotel benefits? Airline lounge access?
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Originally Posted by HollyZ32 i look so damn white in all the pics! lol
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01-12-2017, 10:56 PM
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#466 | | RS controls my life!
Join Date: Feb 2004 Location: vancouver
Posts: 716
Thanked 3 Times in 3 Posts
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Originally Posted by roastpuff Define good to use for traveling. Points? Hotel benefits? Airline lounge access? | For points and lounge access, currently I have the avion visa infinite. Looking at switching if there are any other good ones.
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01-12-2017, 11:08 PM
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#467 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2006 Location: Vancouver
Posts: 5,129
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Originally Posted by wc19 For points and lounge access, currently I have the avion visa infinite. Looking at switching if there are any other good ones. | The best is the AMEX Platinum card, the business version. 75K transferable points after 5K spend, unlimited Priority Pass lounges and Centurion lounge access. The $450 fee is much more palatable vs. the $699 personal card. SPG and Accor status along with FHR benefits help too.
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Originally Posted by HollyZ32 i look so damn white in all the pics! lol
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01-12-2017, 11:50 PM
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#468 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
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Originally Posted by roastpuff The best is the AMEX Platinum card, the business version. 75K transferable points after 5K spend, unlimited Priority Pass lounges and Centurion lounge access. The $450 fee is much more palatable vs. the $699 personal card. SPG and Accor status along with FHR benefits help too. | Sorry but this is incorrect.
Plat Biz only give access to Centurion, Plaza Premium, Delta Sky Club, etc lounges. NOT unlimited Priority Pass. The 'annual' fee of PP is paid by Amex, but you will still need to pay $27 USD per entry to any PP lounges.
Only the Amex Plat Personal give unlimited PP.
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01-13-2017, 07:03 AM
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#469 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
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Depends on how often you travel. BMO World Elite gives 4 PP visits, rewards @ 2% and cost 150 a year or something. Love their concierge, very well trained people.
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01-13-2017, 07:46 AM
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#470 | | I *heart* Revscene.net very Muchie
Join Date: Feb 2012 Location: Rich City / Van
Posts: 3,841
Thanked 4,984 Times in 995 Posts
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hey guys, i have a couple of credit cards, RBC, and they are utter trash. I do not use them regularly and left unused most of the time. I want to try and build my credit, I pay for my cellphone, utility, car finance, insurance etc.
Does using my credit card here and there can really boost my credit? dumb question but how much different would it really make if I am already paying bills on the get go
edit: i want to apply for amazon.ca visa as well from chase for american purchases in the future, not sure if they need super crazy credit to apply and does the CC work well with europe or just USA?
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Hey guys,
Can someone tell good or unusual dating spots? Or what was your the most unusual date? THanks for sharing!
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Originally Posted by Mr.HappySilp my bedroom =D | Quote:
Originally Posted by dhillon09 that's a great secret date spot,
i bet no girl in vancouver has seen it. | | |
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01-13-2017, 09:59 AM
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#471 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
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If your score is already 800 you can't really "build" much. Get one-time credit reports from Transunion and Equifax, and see where you are at. Keep in mind credit increase over a long period of time and is affected by many factors:
- On time payment of debt (credit card, loans, mortgage, utilities bills)
- Utilization of the card (% of balance on the card)
- Correct profile info (make sure your credit profile is correct between Transunion and Equifax and dispute any discrepancies)
- Number of outstanding credit (how many credit cards)
- Number of time you get a hard credit check (applying for a new card/loan/mortgage)
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01-13-2017, 10:25 AM
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#472 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2006 Location: Vancouver
Posts: 5,129
Thanked 2,785 Times in 1,175 Posts
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Originally Posted by v_tec Sorry but this is incorrect.
Plat Biz only give access to Centurion, Plaza Premium, Delta Sky Club, etc lounges. NOT unlimited Priority Pass. The 'annual' fee of PP is paid by Amex, but you will still need to pay $27 USD per entry to any PP lounges.
Only the Amex Plat Personal give unlimited PP. | Thank you for the correction. I was under the impression that the PP access is the same between the two, and the main difference was the lack of $200 annual travel credit.
I never really used the PP, I was either traveling in J or accessing Plaza Premium or Sky Clubs 
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Originally Posted by HollyZ32 i look so damn white in all the pics! lol
fml | | |
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01-20-2017, 12:15 PM
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#473 | | I *heart* Revscene.net very Muchie
Join Date: Feb 2012 Location: Rich City / Van
Posts: 3,841
Thanked 4,984 Times in 995 Posts
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hey guys, applied for visa with amazon.ca , morgan chase
where can i check the process of my application? filed it online
__________________ Quote:
Hey guys,
Can someone tell good or unusual dating spots? Or what was your the most unusual date? THanks for sharing!
| Quote:
Originally Posted by Mr.HappySilp my bedroom =D | Quote:
Originally Posted by dhillon09 that's a great secret date spot,
i bet no girl in vancouver has seen it. | | |
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01-20-2017, 01:15 PM
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#474 | | I keep RS good
Join Date: May 2001 Location: Cosmos
Posts: 28,661
Thanked 5,539 Times in 1,502 Posts
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currently use this: https://www.tdcanadatrust.com/produc...ite-card_b.jsp
but thinking of switching to: https://www.tdcanadatrust.com/produc...ilege-card.jsp
pay about 70% more annual fee, but make 25% more points...
and that fast access lineup at the airports lol... mainly for that.
I dunno about you guys, joining aeroplan infinite was the best decision i made for credit cards. I've been getting a free round trip to asia every year, for a tiny fee of 120 a year with regular spending. lol. it's a no brainer.
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01-20-2017, 01:28 PM
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#475 | | .
Join Date: Nov 2009
Posts: 8,733
Thanked 5,474 Times in 2,095 Posts
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Originally Posted by Verdasco hey guys, applied for visa with amazon.ca , morgan chase
where can i check the process of my application? filed it online | you didn't get approved instantly?
when i applied back then i got approved instantly after filling out my info
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