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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 01-14-2018, 05:35 PM   #576
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guess I'll be jumping on that alterna for foreign transaction + travel insurance
so is it 4-2.5% = 1.5% rewards?
you can get that with the Rogers Platinum card
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whole time i thought gh0strider was white lol

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Old 01-14-2018, 08:02 PM   #577
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I will have a look see, I probably don't want anything to do with Rogers though, and if rewards cb is only redeemable towards a monthly bill or hardware it doesn't help

edit: applying for Home Trust Visa, Rogers/Fido MC only redeems annually if you're not with Rogers, and you will get hit with forex fee when you refund stuff outside Canada

Last edited by twitchyzero; 01-14-2018 at 09:10 PM.
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Old 01-14-2018, 10:42 PM   #578
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What do you guys thinks of this MBNA rewards card?

https://rewards.mbna.ca/


I had the old one with cashback but they took the cashback out and now charges a $39 annual fee
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Old 01-14-2018, 11:02 PM   #579
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i believe if you have the card from before, it remains $0 annual fee.

only $39 for new card holders
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Old 01-15-2018, 09:34 AM   #580
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I’m lookin real hard... where does it say 4% foreign transactions??
You earn 2% on all purchase and double (4%) on foreign transaction. You are charged 2.5% forex fee so works out to be 4-2.5 = 1.5 % earn.
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Old 01-15-2018, 05:01 PM   #581
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You earn 2% on all purchase and double (4%) on foreign transaction. You are charged 2.5% forex fee so works out to be 4-2.5 = 1.5 % earn.
I read of RFD that you need to be a member of that CU
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whole time i thought gh0strider was white lol

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Old 01-15-2018, 05:12 PM   #582
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i believe if you have the card from before, it remains $0 annual fee.

only $39 for new card holders
i see. But didnt they take out the cashback on that card? I remember receiving a letter about it a couple years ago
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Old 01-15-2018, 05:39 PM   #583
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as far as i'm concerned, nothing's changed.

if you're concerned, call in and ask. if you use the car regularly, just log in and see if the transactions are still giving you cash back.
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Old 01-15-2018, 05:49 PM   #584
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I need a Visa card with no transaction fee for when I shop south of the border. Costco US only takes Visa. Right now I'm using the Amazon.ca Visa card.

I guess I'll just have to open up a bank account in the US and apply for the Costco US Visa card............. or just be all Asian and carry cash!
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Old 01-15-2018, 05:59 PM   #585
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I need a Visa card with no transaction fee for when I shop south of the border. Costco US only takes Visa. Right now I'm using the Amazon.ca Visa card.

I guess I'll just have to open up a bank account in the US and apply for the Costco US Visa card............. or just be all Asian and carry cash!
BMO US Dollar card. Bills you in USD and you can pay cash at any BMO branch. Has a $65 fee but is refunded when you spend over $1000 within a year.

Saves you big time long term vs using a 0% forex card people are talking about here because you can stockpile USD and lock in your rates and not even care about bank rates.
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Old 01-15-2018, 06:06 PM   #586
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This is very comparable to the Amazon.ca Visa.

http://go.hometrust.ca/preferred-visa-ca

• No annual fee

• 1% CashBack with no limits to your total rewards

• No restrictions on where you earn your rewards

• Roadside Assist membership at no extra charge

• No foreign currency conversion surcharges
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Old 01-16-2018, 08:11 AM   #587
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Not many good rewards VISA cards out there compared to Mastercard's portfolio.
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Old 01-24-2018, 12:52 AM   #588
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Originally Posted by shenmecar View Post
This is very comparable to the Amazon.ca Visa.

http://go.hometrust.ca/preferred-visa-ca

• No annual fee

• 1% CashBack with no limits to your total rewards

• No restrictions on where you earn your rewards

• Roadside Assist membership at no extra charge

• No foreign currency conversion surcharges
I just read up about this one too. Do you (or anyone else) have it?
Any issues?
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Old 01-24-2018, 07:23 AM   #589
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ya i need a US visa card now for costco in bellingham

already have a BMO US MC
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Old 01-24-2018, 01:45 PM   #590
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Just got my letter in the mail from Chase saying they're going to end date my Amazon.ca card... assholes... gotta change all my automatic transactions now and figure out which card to get lol... begin re-reading thread in 3...2...1
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Old 01-25-2018, 04:01 PM   #591
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Same for my Marriot card - they're ending the card in Canada. No more one free night in a class 5 hotel every year anymore.
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Old 01-25-2018, 06:20 PM   #592
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Just got my letter in the mail from Chase saying they're going to end date my Amazon.ca card... assholes... gotta change all my automatic transactions now and figure out which card to get lol... begin re-reading thread in 3...2...1
me too
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Old 01-25-2018, 06:54 PM   #593
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This is very comparable to the Amazon.ca Visa.

http://go.hometrust.ca/preferred-visa-ca

• No annual fee

• 1% CashBack with no limits to your total rewards

• No restrictions on where you earn your rewards

• Roadside Assist membership at no extra charge

• No foreign currency conversion surcharges
anyone else have this?
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Old 01-25-2018, 09:14 PM   #594
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anyone else have this?
friend applied for that card 2 weeks ago, no reply
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Old 01-25-2018, 09:47 PM   #595
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I remember reading about the hometrust card off r/churningcanada and people were saying that it's a hard card to get

https://www.reddit.com/r/churningcanada/
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Old 01-26-2018, 12:52 AM   #596
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^ Maybe it's due to the huge influx of new applicants since everyone on RFD is applying for the hometrust card
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Old 01-26-2018, 06:16 AM   #597
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anyone have the westjet card?
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Old 01-26-2018, 07:52 AM   #598
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If I didn’t feel the need to keep a Visa I’d dump visa completely in favor for the Costco MC

Wife and I have a joint account just got our Costco rebate cheque.. $1260

And THEN you get the MC cash back check later in the year..
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Old 01-26-2018, 11:10 AM   #599
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https://www.reddit.com/r/churningcan...hats_everyone/
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Old 01-26-2018, 05:03 PM   #600
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I just read up about this one too. Do you (or anyone else) have it?
Any issues?
No. I applied the day I posted it here. Still haven't gotten a reply.
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