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01-14-2018, 05:35 PM
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#576 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
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Originally Posted by twitchyzero  guess I'll be jumping on that alterna for foreign transaction + travel insurance
so is it 4-2.5% = 1.5% rewards? | you can get that with the Rogers Platinum card
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01-14-2018, 08:02 PM
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#577 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,163
Thanked 9,951 Times in 3,944 Posts
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I will have a look see, I probably don't want anything to do with Rogers though, and if rewards cb is only redeemable towards a monthly bill or hardware it doesn't help
edit: applying for Home Trust Visa, Rogers/Fido MC only redeems annually if you're not with Rogers, and you will get hit with forex fee when you refund stuff outside Canada
Last edited by twitchyzero; 01-14-2018 at 09:10 PM.
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01-14-2018, 10:42 PM
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#578 | | Diagonally parked in a parallel universe
Join Date: Feb 2011 Location: Vancouver
Posts: 1,437
Thanked 5,158 Times in 579 Posts
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What do you guys thinks of this MBNA rewards card? https://rewards.mbna.ca/
I had the old one with cashback but they took the cashback out and now charges a $39 annual fee
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01-14-2018, 11:02 PM
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#579 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2008 Location: Vancouver
Posts: 3,595
Thanked 4,323 Times in 1,104 Posts
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i believe if you have the card from before, it remains $0 annual fee.
only $39 for new card holders
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01-15-2018, 09:34 AM
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#580 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
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| Quote:
Originally Posted by Ulic Qel-Droma I’m lookin real hard... where does it say 4% foreign transactions?? | You earn 2% on all purchase and double (4%) on foreign transaction. You are charged 2.5% forex fee so works out to be 4-2.5 = 1.5 % earn.
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01-15-2018, 05:01 PM
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#581 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
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| Quote:
Originally Posted by Nlkko You earn 2% on all purchase and double (4%) on foreign transaction. You are charged 2.5% forex fee so works out to be 4-2.5 = 1.5 % earn. | I read of RFD that you need to be a member of that CU
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01-15-2018, 05:12 PM
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#582 | | Diagonally parked in a parallel universe
Join Date: Feb 2011 Location: Vancouver
Posts: 1,437
Thanked 5,158 Times in 579 Posts
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| Quote:
Originally Posted by bobbinka i believe if you have the card from before, it remains $0 annual fee.
only $39 for new card holders | i see. But didnt they take out the cashback on that card? I remember receiving a letter about it a couple years ago
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01-15-2018, 05:39 PM
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#583 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2008 Location: Vancouver
Posts: 3,595
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as far as i'm concerned, nothing's changed.
if you're concerned, call in and ask. if you use the car regularly, just log in and see if the transactions are still giving you cash back.
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01-15-2018, 05:49 PM
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#584 | | Fathered more RS members than anybody else. Who's your daddy?
Join Date: Aug 2002
Posts: 25,374
Thanked 11,946 Times in 5,145 Posts
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I need a Visa card with no transaction fee for when I shop south of the border. Costco US only takes Visa. Right now I'm using the Amazon.ca Visa card.
I guess I'll just have to open up a bank account in the US and apply for the Costco US Visa card............. or just be all Asian and carry cash!
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Last edited by MG1; 01-15-2018 at 06:17 PM.
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01-15-2018, 05:59 PM
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#585 | | Cool beans bro
Join Date: Jan 2006 Location: Burnaby
Posts: 1,795
Thanked 1,054 Times in 231 Posts
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| Quote:
Originally Posted by MG1 I need a Visa card with no transaction fee for when I shop south of the border. Costco US only takes Visa. Right now I'm using the Amazon.ca Visa card.
I guess I'll just have to open up a bank account in the US and apply for the Costco US Visa card............. or just be all Asian and carry cash! | BMO US Dollar card. Bills you in USD and you can pay cash at any BMO branch. Has a $65 fee but is refunded when you spend over $1000 within a year.
Saves you big time long term vs using a 0% forex card people are talking about here because you can stockpile USD and lock in your rates and not even care about bank rates.
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01-15-2018, 06:06 PM
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#586 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Sep 2008 Location: Vancouver
Posts: 8,858
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This is very comparable to the Amazon.ca Visa. http://go.hometrust.ca/preferred-visa-ca
• No annual fee
• 1% CashBack with no limits to your total rewards
• No restrictions on where you earn your rewards
• Roadside Assist membership at no extra charge
• No foreign currency conversion surcharges
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01-16-2018, 08:11 AM
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#587 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
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Not many good rewards VISA cards out there compared to Mastercard's portfolio.
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01-24-2018, 12:52 AM
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#588 | | Banned (ABWS)?
Join Date: Oct 2004 Location: Vancouver
Posts: 19,455
Thanked 4,111 Times in 1,769 Posts
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| Quote:
Originally Posted by shenmecar This is very comparable to the Amazon.ca Visa. http://go.hometrust.ca/preferred-visa-ca
• No annual fee
• 1% CashBack with no limits to your total rewards
• No restrictions on where you earn your rewards
• Roadside Assist membership at no extra charge
• No foreign currency conversion surcharges | I just read up about this one too. Do you (or anyone else) have it?
Any issues?
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01-24-2018, 07:23 AM
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#589 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
Posts: 3,830
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ya i need a US visa card now for costco in bellingham
already have a BMO US MC
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01-24-2018, 01:45 PM
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#590 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
Posts: 18,704
Thanked 20,281 Times in 6,905 Posts
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Just got my letter in the mail from Chase saying they're going to end date my Amazon.ca card... assholes... gotta change all my automatic transactions now and figure out which card to get lol... begin re-reading thread in 3...2...1
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01-25-2018, 04:01 PM
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#591 | | Bieksa eats bears for breakfast...
Join Date: Apr 2001 Location: Taipei, Taiwan
Posts: 6,779
Thanked 117 Times in 84 Posts
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Same for my Marriot card - they're ending the card in Canada. No more one free night in a class 5 hotel every year anymore.
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Your balls are sensitive things!! They shouldn't be played around with, at least not like that, and you should NOT BE DIPPING THEM IN AFTERSHAVE! Oh my god, I feel sorry for your balls!"
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01-25-2018, 06:20 PM
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#592 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 10,581
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Originally Posted by 68style Just got my letter in the mail from Chase saying they're going to end date my Amazon.ca card... assholes... gotta change all my automatic transactions now and figure out which card to get lol... begin re-reading thread in 3...2...1 | me too 
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01-25-2018, 06:54 PM
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#593 | | ESKETIT
Join Date: Feb 2004 Location: Shambhala
Posts: 23,366
Thanked 9,698 Times in 2,328 Posts
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| Quote:
Originally Posted by shenmecar This is very comparable to the Amazon.ca Visa. http://go.hometrust.ca/preferred-visa-ca
• No annual fee
• 1% CashBack with no limits to your total rewards
• No restrictions on where you earn your rewards
• Roadside Assist membership at no extra charge
• No foreign currency conversion surcharges | anyone else have this?
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01-25-2018, 09:14 PM
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#594 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
Thanked 7,553 Times in 1,957 Posts
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| Quote:
Originally Posted by Vansterdam anyone else have this? | friend applied for that card 2 weeks ago, no reply
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01-25-2018, 09:47 PM
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#595 | | i like gifs
Join Date: Dec 2001 Location: imgur
Posts: 27,179
Thanked 7,785 Times in 2,695 Posts
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I remember reading about the hometrust card off r/churningcanada and people were saying that it's a hard card to get https://www.reddit.com/r/churningcanada/ | |
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01-26-2018, 12:52 AM
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#596 | | Need my Daily Fix of RS
Join Date: Nov 2012 Location: van
Posts: 267
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^ Maybe it's due to the huge influx of new applicants since everyone on RFD is applying for the hometrust card
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01-26-2018, 06:16 AM
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#597 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
Posts: 3,830
Thanked 835 Times in 420 Posts
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anyone have the westjet card?
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01-26-2018, 07:52 AM
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#598 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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If I didn’t feel the need to keep a Visa I’d dump visa completely in favor for the Costco MC
Wife and I have a joint account just got our Costco rebate cheque.. $1260
And THEN you get the MC cash back check later in the year..
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01-26-2018, 11:10 AM
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#599 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
Thanked 7,553 Times in 1,957 Posts
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01-26-2018, 05:03 PM
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#600 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Sep 2008 Location: Vancouver
Posts: 8,858
Thanked 2,420 Times in 669 Posts
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| Quote:
Originally Posted by AzNightmare I just read up about this one too. Do you (or anyone else) have it?
Any issues? | No. I applied the day I posted it here. Still haven't gotten a reply.
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