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10-29-2019, 09:36 AM
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#851 | | Rs has made me the man i am today!
Join Date: Aug 2007 Location: Richmond
Posts: 3,469
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Originally Posted by BIC_BAWS  Good point, I don't have Fido/Rogers, so I don't use it.
Sent from my Pixel XL using Tapatalk | You can apply the cashback on a number of different things now. I am not certain on the categories as they are very broad... but these stores I've made purchases at in the past month were eligible: Cambodian Tire, Landmark Cinemas, Costco, Amazon, Uniqlo.
__________________ '00 Honda Accord V6 [sold]
'95 BMW 325i Cabriolet [RIP]
'03 VW Jetta 1.8T [RIP]
'06 BMW 330i [RIP] '02 BMW M3 '99 Honda Civic SIR [sold] '19 Civic Type R[sold] '22 MINI Cooper SE My Photojournal: simplexcars | 
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10-29-2019, 01:36 PM
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#852 | | Banned By Establishment
Join Date: Mar 2002 Location: Vancouver
Posts: 7,413
Thanked 660 Times in 199 Posts
Failed 3 Times in 3 Posts
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A lot of people think they need to be a Rogers or Fido client to get the credit card but you don't. You can apply the cashback to anything anytime as long as you have $20 to apply and the transaction is more then $20
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10-29-2019, 02:13 PM
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#853 | | RS has made me the bitter person i am today!
Join Date: Apr 2013 Location: revscene
Posts: 4,961
Thanked 5,393 Times in 1,909 Posts
Failed 178 Times in 76 Posts
| Quote:
Originally Posted by DJ Milk A lot of people think they need to be a Rogers or Fido client to get the credit card but you don't. You can apply the cashback to anything anytime as long as you have $20 to apply and the transaction is more then $20 |
Well shit. I applied for the wrong CC then. Rogers/Fido would be the better card, because you can still get 1.25% CB on all other transactions. Whereas Amazon is 0%. And Rogers/Fido has 3% CB on FX, so net 0.5%
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
Last edited by BIC_BAWS; 10-29-2019 at 03:34 PM.
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10-29-2019, 02:32 PM
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#854 | | I contribute to threads in the offtopic forum
Join Date: Mar 2011 Location: NYC
Posts: 2,716
Thanked 2,063 Times in 850 Posts
Failed 60 Times in 18 Posts
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Some recent cards of mine:
PC World Elite... 3.5% back on groceries and discounts on Mobil gas
RBC WestJet MC... $250 westjet dollars, FYF, and Silver status as promo.
Using WJ Silver, you can challenge Air Canada Altitude 25K which requires 4 segments in 90 days. Benefits of AC 25k include no fuel surcharges on AP redemption.
TD Aeroplan Visa Infinite for the signup bonus that you can use along with that new AP 25k Altitude status
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10-29-2019, 03:48 PM
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#855 | | Banned By Establishment
Join Date: Mar 2002 Location: Vancouver
Posts: 7,413
Thanked 660 Times in 199 Posts
Failed 3 Times in 3 Posts
| Quote:
Originally Posted by BIC_BAWS Well shit. I applied for the wrong CC then. Rogers/Fido would be the better card, because you can still get 1.25% CB on all other transactions. Whereas Amazon is 0%. And Rogers/Fido has 3% CB on FX, so net 0.5% | If you qualify for the World Elite version, then you'll get 1.75% CB on everything and 4% CB on foreign currency transactions
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10-30-2019, 09:03 AM
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#856 | | Banned (BBM)
Join Date: Sep 2009 Location: None
Posts: 3,137
Thanked 667 Times in 265 Posts
Failed 86 Times in 39 Posts
| Quote:
Originally Posted by AstulzerRZD Some recent cards of mine:
PC World Elite... 3.5% back on groceries and discounts on Mobil gas
RBC WestJet MC... $250 westjet dollars, FYF, and Silver status as promo.
Using WJ Silver, you can challenge Air Canada Altitude 25K which requires 4 segments in 90 days. Benefits of AC 25k include no fuel surcharges on AP redemption.
TD Aeroplan Visa Infinite for the signup bonus that you can use along with that new AP 25k Altitude status | What do you mean "you can use along with that new AP 25k altitude status"? The bonus applies to it?
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10-30-2019, 09:08 AM
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#857 | | I contribute to threads in the offtopic forum
Join Date: Mar 2011 Location: NYC
Posts: 2,716
Thanked 2,063 Times in 850 Posts
Failed 60 Times in 18 Posts
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Originally Posted by G What do you mean "you can use along with that new AP 25k altitude status"? The bonus applies to it? | Ah as in, if you did the previous steps (RBC Silver > Aeroplan Altitude 25k status) then the TD Visa Infinite Aeroplan signon bonus would be really valuable since you wouldn't need to pay carrier surcharge within Canada & US
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10-30-2019, 09:39 AM
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#858 | | Banned (BBM)
Join Date: Sep 2009 Location: None
Posts: 3,137
Thanked 667 Times in 265 Posts
Failed 86 Times in 39 Posts
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Originally Posted by AstulzerRZD Ah as in, if you did the previous steps (RBC Silver > Aeroplan Altitude 25k status) then the TD Visa Infinite Aeroplan signon bonus would be really valuable since you wouldn't need to pay carrier surcharge within Canada & US | I thought AP changed the Altitude 25k status? On my dashboard I need a combination of:
Altitude Qualifying Miles (25,000 Miles) or Altitude Qualifying Segments (25 Segments) AND Altitude Qualifying Dollars ($3,000)  | |
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10-30-2019, 11:54 AM
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#859 | | RS has made me the bitter person i am today!
Join Date: Apr 2013 Location: revscene
Posts: 4,961
Thanked 5,393 Times in 1,909 Posts
Failed 178 Times in 76 Posts
| Quote:
Originally Posted by AstulzerRZD Some recent cards of mine:
PC World Elite... 3.5% back on groceries and discounts on Mobil gas |
Does the discount on gas and cashback on gas still work Stateside?
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
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10-30-2019, 12:41 PM
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#860 | | I contribute to threads in the offtopic forum
Join Date: Mar 2011 Location: NYC
Posts: 2,716
Thanked 2,063 Times in 850 Posts
Failed 60 Times in 18 Posts
| Quote:
Originally Posted by G I thought AP changed the Altitude 25k status? On my dashboard I need a combination of:
Altitude Qualifying Miles (25,000 Miles) or Altitude Qualifying Segments (25 Segments) AND Altitude Qualifying Dollars ($3,000) | Since I have a WestJet Silver status, they were looking for 4 qualifying segments within 90 days for the AP Altitude 25k status challenge
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10-30-2019, 12:42 PM
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#861 | | I contribute to threads in the offtopic forum
Join Date: Mar 2011 Location: NYC
Posts: 2,716
Thanked 2,063 Times in 850 Posts
Failed 60 Times in 18 Posts
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Originally Posted by BIC_BAWS Does the discount on gas and cashback on gas still work Stateside? | Not that I'm aware. I have a different set of cards for the US.
Working towards the Chase Sapphire Reserve here.
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12-01-2019, 05:10 AM
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#862 | | Willing to sell a family member for a few minutes on RS
Join Date: Oct 2016 Location: Ricemond
Posts: 13,005
Thanked 14,736 Times in 5,527 Posts
Failed 538 Times in 291 Posts
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So i havent started xmas shopping yet, but so far ive spent over 90k on my HSBC premier mastercard this year alone. at a lousy 1 percent cash back, i seem to be getting a shitty deal here. 
thinking of switching to points card instead but will they give me a card with at least a 50k limit from the get-go? even if i dont bank with them?
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Geriatric Motoring Crub Member #444 | |
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12-01-2019, 10:13 AM
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#863 | | RS has made me the bitter person i am today!
Join Date: Jan 2012 Location: PENIS
Posts: 4,622
Thanked 4,512 Times in 1,459 Posts
Failed 299 Times in 127 Posts
| Quote:
Originally Posted by Badhobz So i havent started xmas shopping yet, but so far ive spent over 90k on my HSBC premier mastercard this year alone. at a lousy 1 percent cash back, i seem to be getting a shitty deal here.
thinking of switching to points card instead but will they give me a card with at least a 50k limit from the get-go? even if i dont bank with them? | better switch over your banking
what if hong kong separates, hongers gonna steal your money 
__________________ There's a phallic symbol infront of my car Quote: |
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
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12-01-2019, 10:26 AM
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#864 | | RS has made me the bitter person i am today!
Join Date: Apr 2013 Location: revscene
Posts: 4,961
Thanked 5,393 Times in 1,909 Posts
Failed 178 Times in 76 Posts
| Quote:
Originally Posted by Badhobz So i havent started xmas shopping yet, but so far ive spent over 90k on my HSBC premier mastercard this year alone. at a lousy 1 percent cash back, i seem to be getting a shitty deal here.
thinking of switching to points card instead but will they give me a card with at least a 50k limit from the get-go? even if i dont bank with them? | Check out: https://www.reddit.com/r/churningcanada/
I think you can gain a BUNCH of points from doing their AMEX tutorial. Plus you actually qualify for Black card
If not, alternatively Cashback cards from AMEX are fat. 10% CB on first 6 mo, on first $6000, AMEX Preferred (lmk if you want referral for this one).
AMEX will defs give you a high CC limit, they gave my broke ass 20K LOL
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
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12-01-2019, 10:30 AM
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#865 | | Willing to sell a family member for a few minutes on RS
Join Date: Oct 2016 Location: Ricemond
Posts: 13,005
Thanked 14,736 Times in 5,527 Posts
Failed 538 Times in 291 Posts
| Quote:
Originally Posted by yray better switch over your banking
what if hong kong separates, hongers gonna steal your money | It’s Hong Kong Shanghai Banking Commerce. Plus it’s British owned. So unless the brits go tits up (uhhhh........... likely) then I gotta move all my garbage out. The bullshit banks are only insured for 100k an account.
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Geriatric Motoring Crub Member #444 | |
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12-01-2019, 11:10 AM
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#866 | | I *heart* Revscene.net very Muchie
Join Date: Jan 2002 Location: Ottawa
Posts: 3,549
Thanked 742 Times in 292 Posts
Failed 41 Times in 19 Posts
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Originally Posted by BIC_BAWS | Isn't it minimum 150k annual spend to qualify for Centurion?
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12-01-2019, 12:12 PM
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#867 | | 2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion
Join Date: Aug 2005 Location: Vancouver
Posts: 7,186
Thanked 1,341 Times in 627 Posts
Failed 66 Times in 38 Posts
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Originally Posted by Infiniti Isn't it minimum 150k annual spend to qualify for Centurion? | No lol..it’s much more than that. I put that amount on my plat and nothing, I think it’s easily 250k++
They’ve also upped the annual fee to 5K
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12-01-2019, 01:10 PM
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#868 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,479
Thanked 16,089 Times in 6,561 Posts
Failed 2,165 Times in 747 Posts
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Looking to dump my Platinum Avion, Never use it and don’t want to pay the $150 annual fee anymore.
Are there any other Visa reward cards that offer better cash back or point system that include travel insurance for free or a cheaper annual fee?
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Dank memes cant melt steel beams
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12-01-2019, 01:49 PM
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#869 | | Rs has made me the woman i am today!
Join Date: Sep 2006 Location: Vancouver
Posts: 4,169
Thanked 1,360 Times in 593 Posts
Failed 149 Times in 56 Posts
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Originally Posted by Hondaracer Looking to dump my Platinum Avion, Never use it and don’t want to pay the $150 annual fee anymore.
Are there any other Visa reward cards that offer better cash back or point system that include travel insurance for free or a cheaper annual fee? | I'm kinda on the same boat. I have the RBC Infinite Avion, pay $120 annual fee. Gonna call them before it renews and say I want to cancel, I heard they may just waive the annual fee to keep you.
I also have the mastercard worldelite, annual fee is waived since I maintain that monthly balance in my account. RBC don't offer that fee waived.
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12-01-2019, 02:42 PM
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#870 | | Banned By Establishment
Join Date: Mar 2002 Location: Vancouver
Posts: 7,413
Thanked 660 Times in 199 Posts
Failed 3 Times in 3 Posts
| Quote:
Originally Posted by Hondaracer Looking to dump my Platinum Avion, Never use it and don’t want to pay the $150 annual fee anymore.
Are there any other Visa reward cards that offer better cash back or point system that include travel insurance for free or a cheaper annual fee? | The big banks all have premium credit card fee waived between $120-$150 if you have their top tier chequing account. TD, CIBC, BMO, and Scotia will waived the monthly chequing account fees if you keep a minimum amount in there. At RBC you still have to pay the monthly chequing account fees. But since you’re looking for a Visa then you don’t have to look at BMO.
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12-01-2019, 03:36 PM
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#871 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,479
Thanked 16,089 Times in 6,561 Posts
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Yea we do our baking with Vancity now so may have to look into their cards
__________________
Dank memes cant melt steel beams
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12-01-2019, 03:37 PM
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#872 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,479
Thanked 16,089 Times in 6,561 Posts
Failed 2,165 Times in 747 Posts
| Quote:
Originally Posted by Euro7r I'm kinda on the same boat. I have the RBC Infinite Avion, pay $120 annual fee. Gonna call them before it renews and say I want to cancel, I heard they may just waive the annual fee to keep you.
I also have the mastercard worldelite, annual fee is waived since I maintain that monthly balance in my account. RBC don't offer that fee waived. | I called them up last year and threatened to cancel and they didn’t budge, probably because I never use the card lol
__________________
Dank memes cant melt steel beams
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02-20-2020, 04:33 PM
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#873 | | Banned By Establishment
Join Date: Mar 2002 Location: Vancouver
Posts: 7,413
Thanked 660 Times in 199 Posts
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It was gonna happen sooner or later but the Rogers World Elite MasterCard is getting devalued on June 2. You also have to spend a minimum $15K annually or they will downgrade your card to Platinum. https://www.rogersbank.com/legaldocs...orld_elite.pdf Quote: |
You will earn:• 3% in cash back rewards on all your eligible purchases made in U.S. dollars (previously 4% on all eligible purchases made in any foreign currency)1• 1.5% in cash back rewards on all other eligible purchases (previously 2% on Rogers products and services and 1.75% on all other eligible purchases)
| Quote: | Starting June 2, 2020, Rogers World Elite Mastercard accounts must have an annual minimum spend (i.e. the total of Purchases made, less any Purchase returns) of at least $15,000 posted to the Account during each annual review period in order to maintain your eligibility for the Account. An annual review period commences on August 1st of a year and ends on July 31st of the following year, with the first annual review period commencing on August 1, 2020. If you have not maintained the annual minimum spend during an annual review period, we reserve the right to switch the Account to another Rogers Bank credit card product on or after November 1st in the next ensuing annual review period without any impact to the rewards earned up to the date of the switch. This means that you may lose the insurance coverages and other premium benefits that are exclusive to the Rogers World Elite Mastercard account and that you will be switched to the new card's Rewards program. Accounts open for less than 18 months prior to the end of any annual review period will not need to meet the annual minimum spend requirement for that annual review period. You will retain the full value of your Rewards earned prior to June 2, 2020.
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02-20-2020, 05:36 PM
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#874 | | linguistic ninja
Join Date: Aug 2001 Location: Vancouver, BC
Posts: 16,963
Thanked 5,080 Times in 1,857 Posts
Failed 152 Times in 89 Posts
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Originally Posted by DJ Milk | Ok, I can easily spend the 15K a year, but WTF is this Bullshit? 3% in cash back rewards on all your eligible purchases made in U.S. dollars (previously 4% on all eligible purchases made in any foreign currency)
So now we don't get any cash back for foreign currency other than US dollars? That's pretty much the only reason I got this card.
I knew it was too good to last 
Did you get this in the mail? I haven't gotten any notification of this change yet.
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02-20-2020, 06:55 PM
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#875 | | I contribute to threads in the offtopic forum
Join Date: Apr 2001 Location: VAN/RMD/BBY
Posts: 2,596
Thanked 1,022 Times in 450 Posts
Failed 54 Times in 30 Posts
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Originally Posted by DJ Milk | All good things come to an end. Thanks for the heads up.  | |
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