REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Off-Topic / Current Events

Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

Reply
 
Thread Tools
Old 01-04-2019, 11:23 PM   #826
I contribute to threads in the offtopic forum
 
Spoon's Avatar
 
Join Date: Apr 2001
Location: VAN/RMD/BBY
Posts: 2,594
Thanked 1,022 Times in 450 Posts
Quote:
Originally Posted by Ulic Qel-Droma View Post
SimplyCashTM Preferred Card from American Express

Earn 5% cashback in your first 6 months

2% back thereafter.

its the new cash back card since mastercard lowered their 2% to 1.75% or whatever it is now.
It's a decent card. But you're forgetting the $99 annual fee and the $300 cash back cap on the 5%.

I actually just demoted the card to the regular cash back card last year before the annual fee hit. For those who are interested, the rebate comes in September, so plan accordingly if don't plan on keeping it long term.

What Mastercard are you referring to that gives 1.75% back? That's not a bad return for things that aren't grocery/gas/restaurants/travel/recurring bills.
Advertisement
Spoon is offline   Reply With Quote
Old 01-04-2019, 11:44 PM   #827
I answer every Emotion with an emoticon
 
winson604's Avatar
 
Join Date: Apr 2004
Location: Vansterdam
Posts: 7,952
Thanked 1,760 Times in 902 Posts
Quote:
Originally Posted by subordinate View Post
I agree with you. I'm a long time member and when the new site came, it's been a pain in the ass.

Sometimes it keeps asking me to verify.

The card is great though, with the points and occasional shoppers drug mart bonus days i.e/ 300 points to 450 redemption. Since signing up, I've probably got about 600? bucks back in points. Since over a year ish.

If you have a family, the PC Insider program at 50% often is great. A friend saved a bunch during a diaper deal they had.
Yup, stuck and can't get past the verify account part but for now I'll let it slide because at the end of the day the reason I got the card was points. I was already earning a lot of points just off of weekly and random in store deals and now it's even crazier. I already earned almost $50 in just over 2 weeks with 4 trips to the store and only 1 of those purchases were over $100, barely too.
__________________
"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!

GREG ADAMS!! GREG ADAMS!!"
winson604 is offline   Reply With Quote
Old 01-05-2019, 05:35 PM   #828
I help report spam so I got this! <--
 
Join Date: Dec 2010
Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
Rogers RW WE is the one giving 1.75% domestic purchase and 1.5% foreign purchases after fees.
Nlkko is offline   Reply With Quote
This post thanked by:
Old 01-05-2019, 09:54 PM   #829
I keep RS good
 
Ulic Qel-Droma's Avatar
 
Join Date: May 2001
Location: Cosmos
Posts: 28,661
Thanked 5,538 Times in 1,502 Posts
Quote:
Originally Posted by Spoon View Post
It's a decent card. But you're forgetting the $99 annual fee and the $300 cash back cap on the 5%.

I actually just demoted the card to the regular cash back card last year before the annual fee hit. For those who are interested, the rebate comes in September, so plan accordingly if don't plan on keeping it long term.

What Mastercard are you referring to that gives 1.75% back? That's not a bad return for things that aren't grocery/gas/restaurants/travel/recurring bills.
sorry i was wrong. its 1.67%

MBNA world elite cash back. used to be 2% lowered end of last year. and the 99 fee is 120 now.

thats why im switching to AMEX. yeah the 300 dollar cap sucks. but thats 6000 dollars over 6 months. its alright for the average person that spends 1000 bux a month.

but over the long run 2% is a lot vs 1.67%...
Ulic Qel-Droma is offline   Reply With Quote
Old 01-23-2019, 07:40 PM   #830
Need to Seek Professional Help
 
RiceFarmer's Avatar
 
Join Date: Dec 2003
Location: Vancouver
Posts: 1,020
Thanked 130 Times in 30 Posts
Good credit card to have as an extra for the states or is there any other credit cards that are better?

https://www.rogersbank.com/en/fidoca...BcSJ2VB9wWg5g6

No annual fee
Earn 3% unlimited cash back rewards on all eligible purchases made in a foreign currency3
Earn 2% unlimited cash back rewards on Fido™ products and services charged to your card3
Earn 1.25% unlimited cash back on all other eligible purchases3
Apply now
RiceFarmer is offline   Reply With Quote
Old 02-07-2019, 06:44 PM   #831
WOAH! i think Vtec just kicked in!
 
Join Date: May 2005
Location: vancouver
Posts: 1,620
Thanked 218 Times in 59 Posts
Any suggestions on a new business credit card.

Annual volume $600,000.
Spread across 7 company cards.
Need a far better online experience then what we currently have.

We have our business credit card with coast capital Desjardin. Currently get 1% back up until $500,000 spent and $40 per card. So we get $5000 back, minus $280.00.

Also issue with Amex is that some of our big purchasers don’t take Amex. I would say Amex potential would be around $150,000 a year.
rslater is offline   Reply With Quote
Old 02-07-2019, 06:47 PM   #832
Rs has made me the woman i am today!
 
BIC_BAWS's Avatar
 
Join Date: Apr 2013
Location: revscene
Posts: 4,026
Thanked 4,520 Times in 1,511 Posts
Quote:
Originally Posted by rslater View Post
Any suggestions on a new business credit card.

Annual volume $600,000.
Spread across 7 company cards.
Need a far better online experience then what we currently have.

We have our business credit card with coast capital Desjardin. Currently get 1% back up until $500,000 spent and $40 per card. So we get $5000 back, minus $280.00.
I have a client that uses strictly AMEX products for business. Both US and Canada. They use AMEX Platinum, Business Gold, Starwood Preferred.

Their annual volume is $900,000 (this year)

Check our r/Churning for ways to maximize the benefits.


Sent from my Pixel XL using Tapatalk
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
BIC_BAWS is offline   Reply With Quote
Old 02-08-2019, 12:31 AM   #833
My homepage has been set to RS
 
PeanutButter's Avatar
 
Join Date: Jun 2013
Location: Burnaby
Posts: 2,165
Thanked 2,720 Times in 691 Posts
Quote:
Originally Posted by rslater View Post
Any suggestions on a new business credit card.

Annual volume $600,000.
Spread across 7 company cards.
Need a far better online experience then what we currently have.

We have our business credit card with coast capital Desjardin. Currently get 1% back up until $500,000 spent and $40 per card. So we get $5000 back, minus $280.00.

Also issue with Amex is that some of our big purchasers don’t take Amex. I would say Amex potential would be around $150,000 a year.
Personally, I would use AMEX when I could, their points system is the most versatile. For the balance, I would consider the Rogers WE at 1.75% cashback or go for BMO Air Miles or CIBC/RBC cards.

With that much purchasing power, you could spread it over multiple cards and get benefits from all of them
PeanutButter is offline   Reply With Quote
Old 02-08-2019, 01:34 AM   #834
I help report spam so I got this! <--
 
Join Date: Dec 2010
Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
I haven't worked at a business whose main card isn't an Amex. stick with the proven.
Nlkko is offline   Reply With Quote
Old 02-08-2019, 09:18 AM   #835
Proud to be called a RS Regular!
 
Join Date: Feb 2016
Posts: 121
Thanked 64 Times in 20 Posts
I know $600,000 - $900,000 may not sound a lot for a business.
But I'm just curious what kind of purchases are you guys putting through?
I would have thought / expect most B2B require payment by cheque or bank transfers?
SFU_wmc is offline   Reply With Quote
Old 02-08-2019, 10:42 AM   #836
Throw yo paws in da air!
 
XplicitLuder's Avatar
 
Join Date: Apr 2011
Location: State of Trance
Posts: 5,124
Thanked 2,778 Times in 956 Posts
Ive been using TD Aeroplan Platinum Visa for the last 2 years or so and tbh I don't think this is the card for me. I wanted a travel card, and I fly on Star Alliance partners about 1-3 times a year so I figured the aeroplan points would be great for me, but ive yet to really used them..i feel like I could have had a diff card for the last 2 years and taken more advantage of them lol Anyone got recommedations? I spend about 1-1.2k a month on the card, and I don't mind paying a fee if its worth it (this one has a 90$ fee I think)

but my dilemma is now what card should I get and what do I really want from the card , since I feel lost as to what I want from it
__________________

Proud member of GRAPE Great Revscene Action Photography Enthusiasts


2008 Infiniti M45X - Y50 (Current)
2000 Honda Prelude SH (Sold)
1995 Dodge Spirit (Sold)
1998 Nissan Maxima SE (Sold)
1996 Honda Prelude SR-V (Sold)
XplicitLuder is offline   Reply With Quote
Old 02-08-2019, 07:20 PM   #837
WOAH! i think Vtec just kicked in!
 
Join Date: May 2005
Location: vancouver
Posts: 1,620
Thanked 218 Times in 59 Posts
Quote:
Originally Posted by SFU_wmc View Post
I know $600,000 - $900,000 may not sound a lot for a business.
But I'm just curious what kind of purchases are you guys putting through?
I would have thought / expect most B2B require payment by cheque or bank transfers?
We have retail cafe’s and a manufacturing arm of our food business. So packaging from all our vendors we pay through Visa, and a good majority of our all bulk ingredients we purchase online so therefore visa. Essentially because so much is purchased online now, less vendors take cheque because the speed is so much faster to place orders.
rslater is offline   Reply With Quote
Old 02-08-2019, 07:27 PM   #838
Rs has made me the woman i am today!
 
BIC_BAWS's Avatar
 
Join Date: Apr 2013
Location: revscene
Posts: 4,026
Thanked 4,520 Times in 1,511 Posts
Most vendors that take online payment take PayPal. That's how I usually bypass the no AMEX issue.

Sent from my Pixel XL using Tapatalk
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
BIC_BAWS is offline   Reply With Quote
Old 02-08-2019, 08:47 PM   #839
14 dolla balla aint got nothing on me!
 
Join Date: May 2013
Location: Richmond
Posts: 619
Thanked 676 Times in 228 Posts
TD Aeroplan Business and Personal

Wife and I get enough points to fly business class each year for our vacations
kr4l is offline   Reply With Quote
Old 06-25-2019, 11:42 PM   #840
Banned (ABWS)?
 
AzNightmare's Avatar
 
Join Date: Oct 2004
Location: Vancouver
Posts: 19,127
Thanked 3,978 Times in 1,684 Posts
Some changes for the Scotia Momentum Visa Infinite card.

It might help some people, it might not.
But the annual fees are also being increased, and that might make me want to switch.

https://travelupdate.boardingarea.co...august-1-2019/
__________________
__________________________________________________
Last edited by AzNightmare; Today at 10:09 AM
AzNightmare is offline   Reply With Quote
Old 10-05-2019, 02:06 PM   #841
Even when im right, revscene.net is still right!
 
Join Date: Jan 2013
Location: Vancouver
Posts: 1,378
Thanked 600 Times in 201 Posts
bump. any good cards lately? We have been using Tangerine for my family and the cash back is pretty low now. I think 0.5%, no annual fees.

Spending: $4000/month on average
Criteria in this priority:
1. Cash back
2. Travel perks

I already have a 1% cash back no annual fee card for my own expenses.
Special K is offline   Reply With Quote
Old 10-06-2019, 11:44 AM   #842
MiX iT Up!
 
tiger_handheld's Avatar
 
Join Date: May 2006
Location: vancouver
Posts: 8,133
Thanked 2,066 Times in 865 Posts
Any good hotel cards - looking to get hotel nights.
not considering AMEX hotel cards due to poor acceptance.
__________________

Sometimes we tend to be in despair when the person we love leaves us, but the truth is, it's not our loss, but theirs, for they left the only person who couldn't give up on them.


Make the effort and take the risk..

"Do what you feel in your heart to be right- for you'll be criticized anyway. You'll be damned if you do, and damned if you don't." - Eleanor Roosevelt
tiger_handheld is offline   Reply With Quote
Old 10-06-2019, 12:19 PM   #843
Banned By Establishment
 
DJ Milk's Avatar
 
Join Date: Mar 2002
Location: Vancouver
Posts: 7,403
Thanked 643 Times in 194 Posts
Quote:
Originally Posted by Special K View Post
bump. any good cards lately? We have been using Tangerine for my family and the cash back is pretty low now. I think 0.5%, no annual fees.

Spending: $4000/month on average
Criteria in this priority:
1. Cash back
2. Travel perks

I already have a 1% cash back no annual fee card for my own expenses.
For cash back, the Rogers Bank World Elite Mastercard gives 1.75% cash back. It also gives 1.5% net cash back on foreign currency transactions so it could be used as a travel card. It has no annual fees but have a minimum income requirement of $80K or $150K household.
__________________
Why are you reading this?
DJ Milk is offline   Reply With Quote
Old 10-28-2019, 07:11 PM   #844
Rs has made me the woman i am today!
 
BIC_BAWS's Avatar
 
Join Date: Apr 2013
Location: revscene
Posts: 4,026
Thanked 4,520 Times in 1,511 Posts
Looks like Amazon's Rewards MasterCard is back, with MBNA. Offering 5% CB on the first $3000.00 of qualifying purchases (eligible Amazon purchases, Whole Foods Market, Grocery Stores, Restaurants) on the first 6 months

After 6 mo:

If you have prime: 2.5% on eligible purchases at Amazon.ca, Whole Foods Market stores in Canada, and foreign currency transactions, and 1% back on all other eligible purchases, if you have Prime.

If you do not have prime: 1.5% back on eligible purchases at Amazon.ca, and Whole Foods Market stores in Canada, and 1% back on all other eligible purchases including foreign currency transactions

Eligible purchases at:
  • Amazon.ca are: Digital downloads, Amazon.ca Gift Cards, Amazon Prime subscriptions, and eligible items sold by third-party merchants through Amazon.ca’s marketplace
  • Whole Foods Market stores in Canada: All purchases and online orders picked up at the store.
  • Foreign transactions: Purchases charged to our Amazon.ca Rewards Mastercard in a foreign currency.
CB is paid out in Amazon points, where 100 pts = $1. Upon reaching 2000pts, a $20 Amazon GC will be issued. Biggest perk for me is the effective no fx fee. CAR PARTS!!!
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||

Last edited by BIC_BAWS; 10-28-2019 at 07:36 PM.
BIC_BAWS is offline   Reply With Quote
Old 10-28-2019, 08:37 PM   #845
Banned By Establishment
 
DJ Milk's Avatar
 
Join Date: Mar 2002
Location: Vancouver
Posts: 7,403
Thanked 643 Times in 194 Posts
So it's not a true forex fee free card. They still charge the forex fees of 2.5%, so it will be net zero because you'll get 2.5% back in Amazon points.

Quote:
Foreign exchange fees are still applicable on all foreign transactions and are determined by the MBNA, a division of The Toronto-Dominion Bank. Please note that the amount of foreign exchange fees may equal or exceed the % back earned on foreign currency transactions.
__________________
Why are you reading this?

Last edited by DJ Milk; 10-28-2019 at 08:48 PM.
DJ Milk is offline   Reply With Quote
Old 10-28-2019, 09:15 PM   #846
2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion
 
HonestTea's Avatar
 
Join Date: Aug 2005
Location: Vancouver
Posts: 6,954
Thanked 1,243 Times in 574 Posts
Recently signed up for the AMEX Platinum. Surprised a premium travel card like this, still charges a 2.5% FX fee..
HonestTea is offline   Reply With Quote
Old 10-28-2019, 10:46 PM   #847
Rs has made me the woman i am today!
 
BIC_BAWS's Avatar
 
Join Date: Apr 2013
Location: revscene
Posts: 4,026
Thanked 4,520 Times in 1,511 Posts
Quote:
Originally Posted by DJ Milk View Post
So it's not a true forex fee free card. They still charge the forex fees of 2.5%, so it will be net zero because you'll get 2.5% back in Amazon points.
Yes, but it's better than nothing. The alternative option is to have a CB card higher than the 2.5% fee, which it's quite hard to find a card with more than 2.5% cb standard and no annual fees.

Sent from my Pixel XL using Tapatalk
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
BIC_BAWS is offline   Reply With Quote
Old 10-29-2019, 08:19 AM   #848
OMGWTFBBQ is a common word I say everyday
 
roastpuff's Avatar
 
Join Date: Jul 2006
Location: Vancouver
Posts: 5,102
Thanked 2,702 Times in 1,158 Posts
Quote:
Originally Posted by BIC_BAWS View Post
Yes, but it's better than nothing. The alternative option is to have a CB card higher than the 2.5% fee, which it's quite hard to find a card with more than 2.5% cb standard and no annual fees.

Sent from my Pixel XL using Tapatalk
Rogers Platinum is the only one off the top of my head with no AF and net zero FX fee?
__________________
Quote:
Originally Posted by HollyZ32 View Post
i look so damn white in all the pics! lol
fml
roastpuff is online now   Reply With Quote
Old 10-29-2019, 08:20 AM   #849
Rs has made me the woman i am today!
 
BIC_BAWS's Avatar
 
Join Date: Apr 2013
Location: revscene
Posts: 4,026
Thanked 4,520 Times in 1,511 Posts
Quote:
Originally Posted by roastpuff View Post
Rogers Platinum is the only one off the top of my head with no AF and net zero FX fee?
Good point, I don't have Fido/Rogers, so I don't use it.

Sent from my Pixel XL using Tapatalk
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
BIC_BAWS is offline   Reply With Quote
Old 10-29-2019, 08:25 AM   #850
I contribute to threads in the offtopic forum
 
Spoon's Avatar
 
Join Date: Apr 2001
Location: VAN/RMD/BBY
Posts: 2,594
Thanked 1,022 Times in 450 Posts
I believe Rogers Mastercard allows you to earn cash back on purchases made in foreign currencies. A forex fee might still be charged, but the cash back is sufficient to cover it to yield a net gain.
Spoon is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 11:15 PM.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net