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most are waiting 7-9 weeks to get their HT card |
I just got my Scotiabank Passport Visa Infinite card - $139/yr but no FX charges and equivalent to 2% cash back (travel points). Handy for me as I spend upwards of $10K/yr in the US for work and work gives me the 2.5% back so it turns out to a huge bargain to have this card. If you've got the spending habits then this one is pretty nice. |
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Earn 2 Scotia RewardsŪ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more). |
my HT Visa is being April 9 per email notice. Applied Jan 24. |
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That said, I may cancel it after a year - got it mostly b/c I'm doing a lot of travel this year and want the travel perks too. When my travel dials down I'll switch to the Hometrust one. |
0 fx versus 4% cash back (1.5% net). There's no fx advantage. |
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Now includes travel insurance, car rental insurance and the old pre-nerf cash back (1.75%, 4%) for $0 annual fee. $80k/150k income requirements. Rogers World Elite MC (2% Rogers, 1.75% other CDN, 4% - net 1.50% Foreign) - Coming June 2018!! - RedFlagDeals.com Forums |
Even with the watered down card, you still earn .5% net (3-2.5) compare to 0%. |
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I've never owned MC before. Is it generally as widely accepted as visa? |
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Sent from my Pixel XL using Tapatalk |
Costco and No Frills won't do Visa - just MC. Costco USA only does Visa, no MC. Odd, I know. |
Just got an email about my Home Trust Preferred Visa being approved.. now the wait begins for the card to arrive! |
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I started the conversation with, "So in what year will I get the card? What if I'm a senior, a veteran, disabled from the ravages of war." She replied with, "Sir, we appreciate what you've done for our country and we respect seniors and those who are disabled, but we treat everyone equally here. We are a small company and we have been overwhelmed by the number of applications in the last few months." She sounded sweet and had the most angelic voice. I said, "Thanks, keep up the good work, and.................. god bless." Chase, you dun goofed.............. |
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I guess I’ll get mine in like six months, knowing my luck. My credit rating slipped to 860 something. Applied for so many cards in a short period of time. |
for you former AMAZON VISA card holders, don't forget to call them to ask for a cheque as payout of your rewards balance (if its worth it to you). otherwise, that credit will probably just disappear into the netherworld. |
I bought something online with my amazon card and eventually the item never came so I got a full refund back... But the refund probably went to the netherworld. It was something cheap, like $5... So whatever. |
If you had bought something before the Chase-Amazon card seized operations, whatever residual amount of rewards would have been applied against your total bill as statement credit. I basically just kept using the card as I would until it was no longer usable. All transactions carried on as expected, and I received my points as statement credit as well. |
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