You can apply the cashback on a number of different things now. I am not certain on the categories as they are very broad... but these stores I've made purchases at in the past month were eligible: Cambodian Tire, Landmark Cinemas, Costco, Amazon, Uniqlo.

A lot of people think they need to be a Rogers or Fido client to get the credit card but you don't. You can apply the cashback to anything anytime as long as you have $20 to apply and the transaction is more then $20

Well shit. I applied for the wrong CC then. Rogers/Fido would be the better card, because you can still get 1.25% CB on all other transactions. Whereas Amazon is 0%. And Rogers/Fido has 3% CB on FX, so net 0.5%

Some recent cards of mine:

PC World Elite... 3.5% back on groceries and discounts on Mobil gas

RBC WestJet MC... $250 westjet dollars, FYF, and Silver status as promo.

Using WJ Silver, you can challenge Air Canada Altitude 25K which requires 4 segments in 90 days. Benefits of AC 25k include no fuel surcharges on AP redemption.

TD Aeroplan Visa Infinite for the signup bonus that you can use along with that new AP 25k Altitude status

If you qualify for the World Elite version, then you'll get 1.75% CB on everything and 4% CB on foreign currency transactions

What do you mean "you can use along with that new AP 25k altitude status"? The bonus applies to it?

Ah as in, if you did the previous steps (RBC Silver > Aeroplan Altitude 25k status) then the TD Visa Infinite Aeroplan signon bonus would be really valuable since you wouldn't need to pay carrier surcharge within Canada & US

I thought AP changed the Altitude 25k status? On my dashboard I need a combination of:

Altitude Qualifying Miles (25,000 Miles) or Altitude Qualifying Segments (25 Segments) AND Altitude Qualifying Dollars ($3,000)

:okay:

Does the discount on gas and cashback on gas still work Stateside?

Since I have a WestJet Silver status, they were looking for 4 qualifying segments within 90 days for the AP Altitude 25k status challenge

Not that I'm aware. I have a different set of cards for the US.
Working towards the Chase Sapphire Reserve here.

So i havent started xmas shopping yet, but so far ive spent over 90k on my HSBC premier mastercard this year alone. at a lousy 1 percent cash back, i seem to be getting a shitty deal here.
https://i.postimg.cc/xCGcs6VL/Capture.jpg

thinking of switching to points card instead but will they give me a card with at least a 50k limit from the get-go? even if i dont bank with them?

better switch over your banking

what if hong kong separates, hongers gonna steal your money :troll:

Check out: https://www.reddit.com/r/churningcanada/

I think you can gain a BUNCH of points from doing their AMEX tutorial. Plus you actually qualify for Black card

If not, alternatively Cashback cards from AMEX are fat. 10% CB on first 6 mo, on first $6000, AMEX Preferred (lmk if you want referral for this one).

AMEX will defs give you a high CC limit, they gave my broke ass 20K LOL

It’s Hong Kong Shanghai Banking Commerce. Plus it’s British owned. So unless the brits go tits up (uhhhh........... likely) then I gotta move all my garbage out. The bullshit banks are only insured for 100k an account.

Isn't it minimum 150k annual spend to qualify for Centurion?

No lol..it’s much more than that. I put that amount on my plat and nothing, I think it’s easily 250k++

They’ve also upped the annual fee to 5K

Looking to dump my Platinum Avion, Never use it and don’t want to pay the $150 annual fee anymore.

Are there any other Visa reward cards that offer better cash back or point system that include travel insurance for free or a cheaper annual fee?

I'm kinda on the same boat. I have the RBC Infinite Avion, pay $120 annual fee. Gonna call them before it renews and say I want to cancel, I heard they may just waive the annual fee to keep you.

I also have the mastercard worldelite, annual fee is waived since I maintain that monthly balance in my account. RBC don't offer that fee waived.

The big banks all have premium credit card fee waived between $120-$150 if you have their top tier chequing account. TD, CIBC, BMO, and Scotia will waived the monthly chequing account fees if you keep a minimum amount in there. At RBC you still have to pay the monthly chequing account fees. But since you’re looking for a Visa then you don’t have to look at BMO.

Yea we do our baking with Vancity now so may have to look into their cards

I called them up last year and threatened to cancel and they didn’t budge, probably because I never use the card lol

It was gonna happen sooner or later but the Rogers World Elite MasterCard is getting devalued on June 2. You also have to spend a minimum $15K annually or they will downgrade your card to Platinum.

https://www.rogersbank.com/legaldocs...orld_elite.pdf

Ok, I can easily spend the 15K a year, but WTF is this Bullshit?

3% in cash back rewards on all your eligible purchases made in U.S. dollars (previously 4% on all eligible purchases made in any foreign currency)

So now we don't get any cash back for foreign currency other than US dollars? That's pretty much the only reason I got this card.

I knew it was too good to last FailFish

Did you get this in the mail? I haven't gotten any notification of this change yet.

All good things come to an end. Thanks for the heads up. :cry: